Working capital, built for small business
Working capital, reviewed on your revenue
Payroll, inventory, or a sudden repair won't wait for next month's receivables to clear.
For real operating businesses of almost any kind — we review on deposits and bank activity, not credit alone.
- Most industries welcome
- Reviewed on revenue, not just credit
- A real specialist reviews it
You may qualify. Approval depends on underwriting. No obligation to accept an offer.
What happens after you check
- Reviewed on revenue & bank activity
- Share 3–4 months of statements if it looks viable
- A specialist follows up — no obligation
Funding estimate
How much could you qualify for?
Use your average monthly deposits. Four questions for a live range and a readiness check.
Enter your monthly deposits
Add at least $5,000 in average monthly deposits to see a live estimate and your readiness score. The more you tell us, the sharper it gets.
Prequalification
Start your prequalification
About 2 minutes. A specialist reviews your file based on revenue and bank activity.
Tell us about your business
Quick questions to start — no obligation.
Important disclosure
This is not a commitment to lend and is not a bank loan. Funding options, amounts, and timing depend on underwriting and documentation; approval is not guaranteed. Any payments must fit your business cash flow. Submitting your information places you under no obligation. A funding specialist may contact you to review your inquiry. See our disclosures and privacy policy.
Built for your industry
Find the review built for your business
We have dedicated pages for these industries — and we fund plenty that aren't listed. Tell us what you do and we'll point you to the right place.
Restaurant Business Funding
We read daily card batches
Check readiness →Trucking Business Funding
Owner-operators & fleets alike
Check readiness →Construction Contractor Funding
Draw schedules understood
Check readiness →E-commerce Inventory Funding
Processor & marketplace volume count
Check readiness →Auto Repair Shop Funding
Ticket-based deposits count
Check readiness →Medical Practice Funding
Reimbursement lag is normal
Check readiness →Dental Practice Funding
Production cycles understood
Check readiness →Beauty Salon / Med Spa Funding
Appointment revenue counts
Check readiness →Retail Store Funding
Sales & processor volume count
Check readiness →HVAC / Plumbing Business Funding
Seasonal spikes understood
Check readiness →Cleaning Business Funding
Recurring contracts count
Check readiness →Bad Credit Business Funding
Revenue weighed first
Check readiness →How it works
From check to capital in three steps
- 1
Complete a quick prequalification
Answer a few questions about your business. It takes about two minutes and there's no obligation.
- 2
Share recent bank statements if the file looks viable
If the basics line up, share 3–4 months of business bank statements so the file can be reviewed properly.
- 3
Review available options if underwriting supports the file
A funding specialist may contact you to review available options. Approval depends on underwriting and documentation.
Secure submission
Your details are sent over an encrypted connection.
Reviewed by a specialist
A real funding specialist reviews your file — not an instant algorithm.
Revenue-first review
Files are weighed on revenue and bank activity, not credit alone.
No obligation
Prequalifying doesn't obligate you to accept any offer.
Questions
Frequently asked
How much funding could my business qualify for?
It depends on underwriting — amounts are based on your revenue, bank activity, time in business, and existing obligations. A specialist reviews your file to find a range.
- Business revenue & deposits
- Time in business
- Bank activity & existing obligations
What do I need to get started?
Just a quick prequalification. If the file looks viable, recent business bank statements (usually 3–4 months) help move it forward.
Will checking my readiness affect my credit?
Starting a prequalification doesn't trigger a hard credit check. Options are reviewed mainly on business revenue and bank activity; credit is considered, but it isn't the only factor.
Is there any obligation?
None. Submitting your information doesn't obligate you to accept an offer, and any payments must fit your cash flow. A specialist may contact you to review your inquiry.
See what you may qualify for
Start a quick prequalification based on your revenue and bank activity.