Working capital, reviewed on your revenue

FundVella is a prequalification and matching service. You answer a few questions in about two minutes, and if your file looks viable, a working-capital specialist reviews your recent bank activity and walks you through options that fit your cash flow. Starting is free and does not trigger a hard credit check.

FundVella is not a lender, a bank, or a financial advisor. We do not issue funding, set rates, or make approval decisions. Those decisions are made by independent funding specialists and their underwriters. You may qualify; approval depends on underwriting, and there is no obligation to accept an offer. A factor rate is not an APR.

Most operating businesses can be reviewed on revenue and bank activity, not credit alone. A specialist typically looks at three to four months of business bank statements, your time in business, and how steadily money moves through your account. The goal is a payment that fits your cash flow, not one that fights it.

We publish plain-English funding guides so you can understand costs and terms before you ever talk to anyone.

We treat your information carefully and share it only with the specialists and providers needed to review your inquiry. Sensitive data is encrypted, and we do not sell your personal information. See our Privacy Policy and Disclosures for details.